"How To Travel" covers some basic information on Zambian currency and the banking system. ...Zambian currency and money transactions The unit of currency is the Kwacha (ZK) which is officially divided into 100 ngwee. There are banknotes of K10,000, K5,000, K1,000, K500, K100 and K50. The K20 note is not widely accepted and the coins are no longer used...

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